Mike Lito's Trader University

Privacy Policy

Last updated July 16, 2026 Effective July 16, 2026 Version 1.0

What we collect, why we collect it, who sees it, and how to make us stop. Written in plain language on purpose — a policy nobody can read protects nobody.

01Scope

This policy explains what Chart Runnerz d/b/a Mike Lito's Trader University collects, why, who sees it, and what you can do about it. It covers this website, our application and registration process, our live sessions on YouTube and their recordings, and our viewer community.

It does not cover your broker, your charting platform, or any other third party. Their privacy practices are their own.

02What we collect

What you give us

  • Application: name, email, country/time zone, trading experience, what you trade, and whatever you write in the free-text answers.
  • When you take part: the display name and messages you post in our live chat or community, and anything you send us.
  • Support: anything you send us by email or in a form.

What we collect automatically

  • On our website: IP address, approximate location derived from it, browser and device type, pages viewed, referring page, and timestamps.
  • Aggregate viewership and engagement statistics that YouTube reports to us about our videos. YouTube collects viewing data directly under Google's own privacy policy.

We don't ask for your brokerage credentials, account balance, or account statements, and no instructor or mentor will ever ask you for them. If someone claiming to be from Mike Lito's Trader University asks, it isn't us — report it through a comment on our YouTube channel.

03Why we use it

  • To review registrations and send session reminders.
  • To deliver the program: live sessions and recordings on YouTube, and any materials we provide.
  • To email you about the live series — dates, links, changes. If you registered, these are service messages, not marketing, and you can't opt out of them while you're registered.
  • To send marketing email if you asked for it. There's an unsubscribe link in every one.
  • To improve the curriculum, in aggregate — which sessions get rewatched, where people drop off.
  • To keep the live chat and community safe, prevent fraud, and enforce our terms.
  • To meet our legal obligations.

Where the GDPR applies, our legal bases are: performance of a contract (delivering the program), legitimate interests (security, fraud prevention, product improvement), consent (marketing, cookies that aren't strictly necessary), and legal obligation (record-keeping we're legally required to do).

04Session recordings

Live sessions are streamed and recorded on YouTube and stay public on our channel. Because the stream is public, a recording can include the host's audio and video and any messages posted in the public live chat, including your display name.

As a viewer you're not on camera; you take part through live chat. Public live-chat messages are visible to everyone and may remain in the recording, so use a display name that isn't your legal name if you'd prefer not to be identified. We don't use anyone's posts in advertising without their written permission.

05Cookies and analytics

We use strictly necessary cookies to keep the website working and secure. Those can't be turned off without breaking the site.

For audience numbers we rely on the aggregate analytics YouTube provides about our videos — views, watch time, and similar engagement stats — rather than on our own tracking of you. We don't run third-party advertising pixels, and we don't use your information for cross-context behavioral advertising. Where required, we ask for consent before setting any non-essential cookies, and we honor Global Privacy Control signals.

You can clear or block cookies in your browser. Because we don't run advertising pixels and don't sell personal information, the “sale/share” opt-outs below have nothing to act on today; if that ever changes, we'll update this section and provide the controls the law requires.

06Who we share it with

We don't sell your personal information for money. We share it with service providers who need it to run the business, under contracts that limit what they can do with it:

  • Live streaming and video: YouTube (Google LLC) — hosts our live sessions and recordings, runs the live chat, and provides aggregate viewership statistics.
  • Email: a third-party email service provider — name and email, used to send session reminders and any updates you asked for.
  • Community: Discord — display name and posts.
  • Analytics: YouTube (Google LLC) — aggregate viewership statistics for our videos (see above).
  • Hosting: Vercel — serves this website.

We also disclose information when the law requires it, to respond to lawful requests, to protect our rights or someone's safety, and to an acquirer if the business is sold — in which case we'll tell you before your information moves under a different policy.

07How long we keep it

  • Registrations: 12 months after the series ends, then deleted, unless you ask us to delete sooner.
  • Community posts and support messages: 24 months.
  • Session recordings: kept on our YouTube channel at our discretion; you can ask us to remove a public chat message that identifies you.
  • Web logs: 90 days.

08Your rights

Depending on where you live, you may have the right to access a copy of your information, correct it, delete it, port it, limit how we use sensitive information, opt out of targeted advertising or any “sale” or “share,” withdraw consent, or appeal a decision we make on a request.

Ask by contacting us through our YouTube channel or community. We'll verify it's you and respond within the time the law allows, typically 45 days in the US and 30 days under the GDPR. You can use an authorized agent. We won't charge you or treat you worse for asking.

Some things we can't delete on request: records we're legally required to keep, and content that's part of another viewer's record. We'll tell you if that's the case and delete the rest.

If you're in the EEA or UK, you can complain to your supervisory authority. If you're in California, you can also designate an agent and appeal a denial by replying to our decision.

09Security

We use encryption in transit, access controls, and least-privilege staff access, and we review who has access to viewer records quarterly. No system is perfectly secure, and we won't pretend otherwise. If a breach affects you, we'll notify you and the relevant regulator as required by law.

10Minors

This program is for adults. We don't knowingly collect information from anyone under 18, and we don't knowingly register them. If you believe a minor has given us information, let us know through our YouTube channel or community and we'll delete it.

11International transfers

We operate in the United States, and our service providers may process information there or elsewhere. If you're outside the US, your information will be transferred to the US, which may not offer the same protections as your home country. Where required, we rely on the European Commission's Standard Contractual Clauses, together with the UK International Data Transfer Addendum where relevant.

12Changes and contact

If we change this policy materially, we'll update the date at the top and email registered viewers before it takes effect.

Chart Runnerz d/b/a Mike Lito's Trader University. We operate entirely online — you can reach us about privacy through our YouTube channel or community.